Never understood how somebody can give one stuff on credit and take money that you don't have.
Never understood how people bought and used things they don't still own and can never return.
Today ET made sense to me :
The slowdown has brought home values most of us learnt at our mother’s knee, of living within one’s means, of keeping aside something for a rainy day, etc., — all alien to US consumers, perhaps, but part of our DNA before we began to ape the west. With sense restored, more people will now begin to see credit cards for what they are — a huge convenience, not an escape from reality.